November 2009
Year-End Tax Planning Questions? Ask the Experts Taxes can be rough and tax questions can be tough. Good advance planning can help taxpayers deal with issues such as the alternative minimum tax, the repercussions of investment gains or losses, or simply maximizing retirement incomes. However, the time for action is now. Now through December 31, two CPA experts are available to answer your year-end tax planning questions. This Month's Podcast: Is Bankruptcy the Best Option? As layoffs, pay cuts and foreclosures pile up, many debt-burdened Americans are considering bankruptcy. Hear about what you need to know before declaring bankruptcy. Five Costs You Shouldn't Cut Cutting back on unnecessary outlays is always a good idea, but make sure you don’t chop out important budget items in the process. Here are some costs that should not be cut. Are You Ready for Home Ownership? Purchasing a first home is an exciting time in anyone’s life. It’s also a large financial undertaking, a fact that leaves many people wondering whether they’re prepared for this big step. Answer these questions to help you decide if the time is right for you. Tips for Working Into Retirement Retirement used to mean leaving work forever at age 65. Today, that description no longer applies to many of the millions of Americans who are at or near the traditional retirement age. Here are some suggestions for anyone redefining retirement.      |
|
| UPCOMING EVENTS |
|
Wednesday, November 11 Flying Solo - Financial Literacy for Women Roseland, NJ |
|
Saturday, January 23 Do It Herself: A Financial Conference for Women South Orange, NJ |
| MORE HEADLINES |
|
Reminder: Free 2010 Financial Fitness Calendar Available
What to Ask Before You Donate Five Ways to Save on Auto Insurance |
 |
Your Money Matters is the New Jersey Society of CPAs' free monthly email newsletter. Please feel free to forward this publication to friends, family and co-workers.
- To SUBSCRIBE, visit www.MoneyMattersNJ.com/ymm or email a subscription request to YourMoneyMatters@njscpa.org.
- To UNSUBSCRIBE, reply to this email with the word "Unsubscribe" in the subject line, or contact us at the address/phone number below.
If you have comments, suggestions or questions for the Your Money Matters editors, please contact us at:
425 Eagle Rock Avenue - Suite 100 | Roseland, NJ 07068 | 973-226-4494 | YourMoneyMatters@njscpa.org