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The Basics



Avoiding Overdraft and Bounced Check Fees
Have you ever received a hefty charge for accidentally withdrawing more money than is in your checking account? These fees can be quite high, so make sure you understand how they work and how to avoid them.

To Borrow or Not to Borrow
People use debt to finance any number of purchases, and borrowing money for a worthwhile purchase is not always a bad idea. However, some buys are worth financing over time and others are not.

Banking Online Safely
Many people enjoy the convenience of doing all of their banking over the Internet, but some consumers worry about the safety of their online transactions. Here are some questions to ask to ensure that your online bank dealings are secure.

Financial Resolutions for the New Year
Many people make a list of resolutions at the beginning of each new year, such as losing weight or learning a new skill. As you make your list, consider including wise financial goals for 2010 and beyond.

Hybrids: How to Soften Your Environmental Impact and Save Money, Too
Increased gas prices this spring and summer did more than aggravate motorists. They created a spike in hybrid car sales.

Secrets to a More Affordable Vacation
There are a variety of ways to lower the cost of a vacation to fit your budget — and still get priceless memories that your family can share for years to come. Here are some secrets to help you get away for less.


Five Questions to Ask When You Join a Gym

Don’t Get Scammed When Making Travel Plans

Five Costs You Shouldn't Cut

What to Ask Before You Donate

An Rx for Rising Healthcare Costs

Debt Management Ideas: Separating the Good from the Not So Good

How to Spot a Scam Before It's Too Late

Fees, Fines, Foes and Your Funds

Getting a Better Price on a New Car

Avoid Magazine Subscription Scams

The Road to Vacation Can Lead to Savings

Podcast: Keeping Financial Records Organized

10 Cheap Ways to Care for Your Car

Managing Finances After College

Reducing Credit Card Fees

Reducing Bank Fees

A Checklist for Shaping Up Your Personal Balance Sheet

Budgeting Worksheets

How To Find Missing Money

Going, Going, Gone: Using Wire Transfers for Internet Auction Purchases Can Be Risky

Financial Planning Tips for a Lifetime

Setting Your Financial Records Straight

Fine Advice for Everyone: Pay Close Attention to What You ‘Sign’

Spending Guide

How Financially Fit Are You?

Calculate Your Net Worth to Start Building a Better Budget

To Save It or Not to Save It - And How?




MoneyMattersNJ.com offers general information for managing personal finances
and does not recommend specific financial actions. For financial advice tailored to
your situation, please contact an expert such as a CPA or a personal financial advisor.

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